The Monese card
Simply download our mobile app and use it to open your personal UK current account instantly, even without a UK address. Our account holders can order their first contactless Debit card free.
You can use your card to make purchases for free, in store or online and you can use it to deposit cash at any shop with a PayPoint. You can also use your Monese Visa Debit card to withdraw cash from ATMs globally.
Award winning accounts
To open our current account you don't need to be a UK resident and you don't need to provide us with credit history. You can open your account instantly using our mobile app.
Once your account is open you'll get your personal UK account number and sort code enabling you to pay into your account or to receive your salary, pension or benefits.
We've won multiple awards for our accounts and we were recently named 'Best Challenger Bank' at the European Fintech Awards, 2016!
Send money abroad
Sending money overseas with Monese is up to 8x cheaper than using a traditional bank. Why? Well, we give you the real wholesale exchange rate and only charge 0.5% of the transaction value. There's a lot of complex tech behind it all, but thankfully with our app it couldn't be easier.
Your main account
Although Monese is not a traditional bank our current accounts provide you with many of the services big banks offer. When you open an account with us you'll never need to visit a bank branch, you can manage your entire account with our mobile app. We don't charge any hidden fees and using our account for a year is up to 5x cheaper* than owning an account with traditional bank!
Receive salary payments
Get a contactless card
Deposit cash (in the UK)
Send money to friends
Pay bills via bank transfer
Send money abroad
Manage money on the go
-
I was sceptical about monese at the beginning but it turned out to be a good experience!
-
It's just too awesome really! Life saver. Works like a charm. Great customer service.
-
Very useful banking service for UK Contactless debit card, full bank transfers platform and very efficient support
-
signing up took 3mins and card came in two days! verified the account using video which is amazing and convenient!
-
Best Banking app! Best app and bank in UK. Amazing!
-
Absolutely life saving I am self employed and opening an account in the UK was very difficult. No more with this great app...
-
No meeting or paperwork - I got my account open in 5 minutes and the (beautiful) debit card arrived in 3 days.
-
Having lived this pain, I applaud Monese.
-
@MyMonese where have you been? I moved to the UK 4months ago it took 6weeks to get a bank account thanks for shaking things up
-
@MyMonese account opened super fast! Looking good so far. Will be using this as my main account over the coming weeks.
-
Amazing online bank, transfers are quick, the international transfers are far cheaper than the big banks...
-
Instant payments notifications, cheap transfers abroad and beautiful app - miles better than my old Nationwide bank.
-
Very clever - love this app and of course the core problem it's solving - Banking on the Go!
-
Best banking online Monese never let me down. 10 star **********
-
iOS at last!! Keep up to good work guys!!!
-
@MyMonese just opened my account in 3 mins -- you guys rock!! contrast to my exp w/ HSBC
Your Money is safe
Deposits made to Monese current accounts are stored in a network of stable European banks. Our customers' funds are also ringfenced, safeguarded against losses and will never be reinvested by us.
Our security
The security of your money and personal data is our utmost priority. We adhere closely to the latest standards in financial security, applying modern tools and techniques to protect our systems 24/7.
Become a Monese insider
Want early access to our latest features, exclusive offers and our weekly newsletter? Join the Monese Insider mailing list!