Money transfer

Make international money transfers for up to 88% less

Fast international money transfers at unbelievably low costs

At Monese we have pioneered a way to let customers convert currency at the interbank rate (the wholesale exchange rate that banks use). As a result our customers could save up to 88% when they send money abroad with our award-winning mobile app1.

There are 10 currencies available and each transfer only costs you 0.5% of the total money sent. Install the Monese app today and start saving more when you send money abraod.

Currency exchange


exchange rate



Send money abroad, with the real exchange rate and no hidden fees

You can open a Monese account instantly just using your mobile, deposit money in cash or via bank transfer and start making international money transfers as soon as you have money on your account.

If you pay a mortgage abroad, or you regularly send money home to a family member our app will make life easier.

Start making international money transfers for less

  • Install our app, then open and verify your account
  • Deposit money to your account via bank transfer or cash

  • Tap 'pay' in the app and add your recipient's details.

Send money to another currency

If you need to send money to another currency Monese offers some of the best exchange rates available.

Terms and conditions apply.

1Customers could save an average of 88% by using Monese to send money abroad. Based on the average cost of sending £400 from the United Kingdom to EUR, BRL, BGN, CZK, DKK, HUF, NOK, PLN, SEK or USD currency accounts outside of the UK using 5 of the UK's leading banks. Data and exchange rates used were recorded in April 2017.

2Any currency conversion will incur a 0.5% fee, except any currency conversion to RON which incurs a 0.75% fee - minimum charges apply as follows. We charge a minimum of £1 for any bank transfers that require currency conversion, excluding conversion to BGN or RON currencies where a £2 minimum charge applies. For non-GBP card purchases and non-GBP ATM usage your money is converted at the wholesale Mastercard rate on the date they process the transaction, which may differ from the actual transaction date. Some retailers may charge additional fees.

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