Simply install our mobile app and use it to open a personal UK current account instantly. There are no credit checks and you don't need local proof of address.
As soon as your account is open you can share your account number and sort code with your employer to receive your wages.
Order your contactless Monese debit card for free in the Monese app 📱 💳. Use your card to make purchases for free, in store or online and you can use it to deposit cash at the Post Office or any local store with a PayPoint. You can also use your Monese Debit card to withdraw cash from ATMs globally.
To open our current account you don't need to be a UK resident and you don't need to provide us with credit history.
We've won multiple awards for our accounts and we were recently named 'Best Challenger Bank' at the European Fintech Awards, 2016. Find out why customers are chosing Monese as an alternative to traditional banks.
Sending money overseas with Monese is up to 88% cheaper than using a traditional bank. Why? Well, we give you the real wholesale exchange rate and only charge 0.5% of the transaction value. There's a lot of complex tech behind it all, but thankfully with our app it couldn't be easier.
Monese is not a bank - we specialise in one thing and that's current accounts. Our current accounts provide you with all of the services you need to manage your personal finances day to day, without ever needing to visit a branch. With the Monese app you can manage all aspects of your account from making payments to generating statements.
Receive salary payments
Get a contactless card
Deposit cash (in the UK)
Send money to friends
Pay bills via bank transfer
Send money abroad
Manage money on the go
Deposits made to Monese current accounts are stored in a network of stable European banks. Our customers' funds are also ringfenced, safeguarded against losses and will never be reinvested by us.
The security of your money and personal data is our utmost priority. We adhere closely to the latest standards in financial security, applying modern tools and techniques to protect our systems 24/7.
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Open a UK account in minutes