Instant account for mobile people

A multi-award-winning current account that makes managing your personal finances easier

Open an account instantly ⚡

Simply install our mobile app and use it to open a personal UK current account instantly. There are no credit checks and you don't need local proof of address.

As soon as your account is open you can share your account number and sort code with your employer to receive your wages.

The Monese card

Order your contactless Monese debit card for free in the Monese app 📱 💳. Use your card to make purchases for free, in store or online and you can use it to deposit cash at the Post Office or any local store with a PayPoint. You can also use your Monese Debit card to withdraw cash from ATMs globally.

For mobile people

Our app lets you open a UK current account instantly, without a UK address

All in one

Use Monese as your main account. Receive pay, make payments and shop.

FCA registered

100% secure and fully registered with the UK Financial Conduct Authority

🌍 Nomads, Expats, Migrants welcome.

To open our current account you don't need to be a UK resident and you don't need to provide us with credit history.

We've won multiple awards for our accounts and we were recently named 'Best Challenger Bank' at the European Fintech Awards, 2016. Find out why customers are chosing Monese as an alternative to traditional banks.

Send money abroad 💸

Sending money overseas with Monese is up to 88% cheaper than using a traditional bank. Why? Well, we give you the real wholesale exchange rate and only charge 0.5% of the transaction value. There's a lot of complex tech behind it all, but thankfully with our app it couldn't be easier.

Your main account

Monese is not a bank - we specialise in one thing and that's current accounts. Our current accounts provide you with all of the services you need to manage your personal finances day to day, without ever needing to visit a branch. With the Monese app you can manage all aspects of your account from making payments to generating statements.

Receive salary payments

Get a contactless card

Deposit cash (in the UK)

Send money to friends

Pay bills via bank transfer

Send money abroad

Manage money on the go

Your Money is safe

Deposits made to Monese current accounts are stored in a network of stable European banks. Our customers' funds are also ringfenced, safeguarded against losses
 and will never be reinvested by us.

Our security

The security of your money and personal data is our utmost priority. We adhere closely to the latest standards in financial security, applying modern tools and techniques to protect our systems 24/7.

Become a Monese insider

Want early access to our latest features, exclusive offers and our weekly newsletter? Join the Monese Insider mailing list!

🚀 We're coming to Europe

Get early access to our new Euro account

Join the invite list now

Receive wages and bank transfers

Manage money and make payments

Shop and withdraw cash globally

Try FREE today

Get your UK account instantly

No proof of address or credit history needed

Receive wages and bank transfers

Manage money and make payments

Shop and withdraw cash globally

Get the monese app

Open a UK account in minutes