Break free from traditional banks

All you need from a bank, without the bank

Monese was built to be the most complete alternative to a regular bank account in Europe, offering all of the services you need to control your finances day to day.

Just install our mobile app and you'll have a full current account in as little as 120 seconds that you can control entirely from your smartphone.

The Monese account

The Monese Card

The Monese debit card gives you fast and convenient access to your money wherever you are in the world. Our stylish ‘dark-orbit' contactless card is as enjoyable to look at as it is to spend with.


Whatever you need to pay for, whoever you need to pay and wherever they are, it's easier, cheaper and faster to pay with Monese.

Fast bank transfers, money transfer to other currencies or instant payments to other Monese accounts. Only with the Monese mobile app.


The majority of our customers use Monese as their main account, to receive salaries, pensions or benefits. We’ve made sure that getting money into your account couldn’t be easier. You can deposit cash, receive bank transfers or receive instant payments from other Monese account holders. The choice is yours!


You can try the account free, and after that the fixed monthly cost with no hidden fees makes budgeting a breeze. We're up to 5x cheaper than so-called 'free' accounts with regular banks. What's not to like?


The security of your money and personal information is our highest priority. We have developed breakthrough technologies and processes to protect your account against unauthorised access, so when you open a Monese account you can feel confident that the money you store with us is safe and secure at all times.

For mobile people

Our app lets you open a UK current account instantly, without a UK address

All in one

Use Monese as your main account. Receive pay, make payments and shop.

FCA registered

100% secure and fully registered with the UK Financial Conduct Authority

Your main account

Monese is not a bank - we specialise in one thing and that's current accounts. Our current accounts provide you with all of the services you need to manage your personal finances day to day, without ever needing to visit a branch. With the Monese app you can manage all aspects of your account from making payments to generating statements.

Receive salary payments

Get a contactless card

Deposit cash (in the UK)

Send money to friends

Pay bills via bank transfer

Send money abroad

Manage money on the go

Become a Monese insider

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Get the monese app

Open a UK account in minutes