Monese Cashback Terms, October 2025
1. The Monese Cashback plan offers customers the opportunity to earn 0.5% cashback on purchases and Direct Debits made with the Monese card.
2. This cashback only applies to purchases and Direct Debits of up to £500 in each Monese Cashback plan monthly billing cycle and will be paid by Monese.
3. The Monese monthly billing cycle is defined as the date you commence your subscription up to and including the 30 days thereafter.
4. To qualify for the cashback offer, you must comply with the following:
4.1. You must maintain an active Monese Cashback plan and Monese Account in accordance with the relevant terms & conditions. Terms & conditions pertaining to your Monese Account can be found at https://www.monese.com/terms
4.2. You must make any eligible payments using your Monese account
4.3. Based on your residency and main Monese account:
4.3.1. for UK residents, you must spend any amount between £1 and £500 during the Monese Cashback monthly billing cycle.
4.3.2. for EU residents, you must spend any amount between 1 € and 500 € during the Monese Cashback monthly billing cycle.
4.3.3. for Romania residents, you must spend any amount between 5 lei and 2.500 lei during the Monese Cashback monthly billing cycle.
4.3.4 Cashback is not paid on purchases made from any non-primary wallet. For example, if a UK resident holds both GBP and EUR wallets, only purchases made from the GBP wallet are eligible for cashback, subject to all other applicable conditions being met.
5. A representative example of how the Cashback offer works can be seen in the table below:
5.1. For GBP accounts:
– Plan switch date 20/10/2025
– Monthly End Date 20/11/2025
– Total Spend £250
– Remaining Allowance where cashback can be paid on £250
– Cashback paid by Monese for this period £1.25
5.2. For EURO accounts:
– Plan switch date 20/10/2025
– Monthly End Date 20/11/2025
– Total Spend 250 €
– Remaining Allowance where cashback can be paid on 250 €
– Cashback paid by Monese for this period 1.25 €
5.2. For RON/Lei accounts:
– Plan switch date 20/10/2025
– Monthly End Date 20/11/2025
– Total Spend 1.250 lei
– Remaining Allowance where cashback can be paid on 1.250 lei
– Cashback paid by Monese for this period 6.25 lei
6. This cashback promotion excludes purchases made from certain merchants, for a list of these excluded merchants please see the link here.
7. In the event the account holder is no longer subscribed to Monese Cashback, the cashback offer will not be paid on any transactions made during this time of non-subscription.
8. You are considered unsubscribed in the event there are insufficient funds to cover your Monese Cashback membership, and 10 days have elapsed since the first missed payment.
9. Cashback will not be paid for any purchases made during these 10 days, should the account remain unsubscribed.