Our plans

Find the right one for you

Pay as you go

0 €/month

Designed for occasional use - perfect if you’re just looking for a basic account.

Choose Pay as you go

Everyday

2,95 €/month

Our best value plan to get you started on Monese. Designed for sending, and spending your money more regularly.

Choose Everyday

Cashback

7,95 €/month

Our most popular plan, now including Enhanced Cashback. Rewarding you for your everyday spending with Monese.

Choose Cashback

Premium

14,95 €/month

Our most comprehensive plan designed for daily Monese users - with our lowest fees and highest allowances.

Choose Premium

Pay as you go

0 €/month

Designed for occasional use - perfect if you’re just looking for a basic account.

Choose Pay as you go

Everyday

2,50 €/month

29,95 € billed yearly

Our best value plan to get you started on Monese. Designed for sending, and spending your money more regularly.

Choose Everyday

Cashback

6,66 €/month

79,95 € billed yearly

Our most popular plan, now including Enhanced Cashback. Rewarding you for your everyday spending with Monese.

Choose Cashback

Premium

10,41 €/month

124,95 € billed yearly

Our most comprehensive plan designed for daily Monese users - with our lowest fees and highest allowances.

Choose Premium

All features

Your Account

Pay as you go

everyday

Cashback

Premium

Virtual card

Cash top-ups

3,5% fee (3 € minimum)

100 € FREE monthly
‍3% fee for usage outside of this allowance (3 € minimum)

1.000 € FREE monthly
‍3,5% fee for usage outside of this allowance (3 € minimum)

Debit card top-ups

2% fee for top-ups in the same currency, additional 2% if currency conversion applies

1% fee for top-ups in the same currency, additional 2% if currency conversion applies

FREE

Contactless debit card

4,95 € for delivery or FREE with a 100 € first deposit

Account in GBP, EUR and/or RON

Joint Accounts with another Monese user

FREE

Money pots with round-up feature

Access your account with the Monese mobile app

Your Money

Bank transfers in

FREE‍

FREE

Bank transfers out

1,29 € fee

2 FREE transfers monthly
1 € fee for usage outside of this allowance

10 FREE transfers monthly
1 € fee for usage outside of this allowance

200 FREE transfers monthly
1 € fee for usage outside of this allowance

Instant Monese to Monese domestic transfers

FREE

ATM withdrawals

2% fee for domestic withdrawals, additional 2% for withdrawals in foreign currency

500 € FREE monthly
2% fee for usage outside of this allowance, additional 2% for withdrawals in foreign currency

‍2.500 € FREE monthly
2% fee for usage outside of this allowance, no extra fees for withdrawals in foreign currency

Foreign currency card spending

3% per transaction

2% per transaction

0,5% per transaction

FREE

Built-in currency exchange

1% fee for currency exchange between Monese accounts

0,5% fee for currency exchange between Monese accounts

FREE

Global transfers in

10 €/year
2% fee (3,5 € minimum)

1,5% fee (3,5 € minimum)

1% fee (3,5 € minimum)

Global transfers out

2% fee, additional 1% fee on weekends (3 € minimum)

0,5% fee, no additional fees on weekends (3 € minimum)

FREE

Recurring payments and direct debits

GooglePay / Apple Pay

Your Rewards

Partner Cashabck

COMING SOON
Get cashback when you shop with selected partner brands.

COMING SOON
Get cashback when you shop with selected partner brands

COMING SOON
Get cashback when you shop with selected partner brands.

Enhanced Cashback

Earn 0,5% cashback on the first 500 € you spend each month. Terms apply.

Sweepstakes — a weekly chance to win a cash prize

Your Support

Multilingual customer support

Customer support

Available on chat and email

Replacement cards

4,95 € for delivery. Expired cards are always replaced for free.

1 x FREE per year, 4,95 € thereafter. Expired cards are always replaced for free.

Sign up with Monese today

So what are you waiting for? Join over 2 million people who’ve found a better way to manage their money online. Sign up to Monese to open your mobile money account today.